Final Expense Toolbox Module

1. American Home Life

FINAL EXPENSE LEVEL PAY (GuideStar) Level Benefit Graded Benefit	Simplified whole life policies for final expenses. Level death benefit and graded death benefit. Guaranteed premiums and cash values. Low issue minimums ($1,000). Limited underwriting, short-form application.
FINAL EXPENSE LIMITED PAY (GuideStar) SINGLE PREMIUM FIVE PAY, TEN PAY	Same great GuideStar policy but with shorter premium paying periods. Guaranteed premiums and cash values. Limited underwriting, short-form application. $1,000 issue minimum. Maximum issue for single pay is $25,000.

2. States Available

Arkansas Arizona Colorado Florida Idaho Illinois Indiana Iowa Kansas Minnesota Missouri Michigan

Montana Nebraska Nevada New Mexico North Dakota Ohio Oklahoma South Dakota Tennessee Texas Wisconsin Wyoming

3. Agent Appointment Requirements

§ Agents must complete and submit the following to 206-260-2493:

§ Agent Contract Kit:

§ Agent Direct Deposit Authorization:

§ Fax Cover Submission Form:

Once you receive your agent appointment and ID numbers from American Home Life, you should complete and submit:

§ Agent Financing Form:

§ Agent Lead Reimbursement Form:

§ Weekly Schedule: (Will be submitted each time pre-set appointments are requested – see pre-set appointment section below): /

4. Agent Training

§ All agents are required to complete our American Home Life Certification Course prior to marketing the AHL Final Expense Products and prior to ordering any leads and pre-set appointments. You can request attendance at our next certification course by contacting your Manager, or by contacting our home office at 800-282-5761 Ext. 3

5. Sales Tools and Presentations

§ Utilize the sales presentation for meetings with clients:

§ . You will need to print out the following documents, on high grade paper, to present to your clients at appointments:

· Family Choice Certificate –

· Proactive Planning Guide –

· Free Prescription Discount Program Card

6. Leads and Pre-set Appointments

§ We frequently have special offers and discounts for leads and pre-set appointments. Be sure to log-in and check for details at www.theinsuranceforce.com

§ To order pre-set appointments, you must be contracted with NAPA and appointed through American Home Life, and have submitted all forms required in section 3 above. Then complete and fax us your Agent Weekly Schedule to 206-260-2493:

(Pre-set appointments must be ordered a minimum of one week in advance.)

§ Order traditional leads through our website: Appointments and Leads Order Forms

7. Applications and Documents Required

§ Once contracted and appointed with our carrier, you will receive an agent log-in to their website that will have all required applications, illustration tools, underwriting requirements, submission protocols and delivery receipts etc.

You are welcome to contact us with any questions you have at 1-800-282-5761